Our Approach
Thomas P. Freismuth, CLU ChFC AIF® is a Registered Representative of LPL Financial.
LPL Financial is one of the nation’s leading diversified financial services companies and the largest independent Broker/Dealer nationwide. * Since 1979, Thom has been providing retirement plan consulting services and currently advises over 300 clients.
As a Retirement Plan Consultant, Thom specializes in qualified plan vehicles and assists plan fiduciaries with their responsibilities. A “fiduciary” is someone who is managing the assets of another person and stands in a special relationship of trust, confidence, and/or legal responsibility. A fiduciary is required, by law, to always act in the best interest of their retirement plan participants. Yet, many fiduciaries are not aware of their duties and responsibilities. As an AIF, (Accredited Investment Fiduciary), Thom has acquired a thorough knowledge of a fiduciary responsibility and can be an invaluable resource to investment fiduciaries, such as Plan Sponsors and Investment Committees. Thom acts in a Fiduciary capacity for investment advisory relationships.
Thom has brought together a team of experienced professionals to analyze, design, modify and implement successful benefit programs offering the best possible value.
Our services include:
Plan Review and Analysis
Review & Analysis of Investment Policy Statements
Plan Modification/Design Services
Review & Analysis of Investment Committee Procedure to conform with "Best Practice"
Administration and Record Keeping Search and Selection
Investment Manager Search and Selection
Complete Employee Communications Program
Fee and Cost Negotiation
Continuing Investment Performance Monitoring
● Section 404(c) Compliance
● Morningstar Reports
● Fi360 Analysis
● Zephyr Reports
On-going Employee Communications Services
Implementation and Coordination with a Deferred Compensation Plan
Our full range advisory services allow us to offer a complete spectrum of plan structures. We will engineer a plan to suit almost any budget incorporating the unique features and services required by each client.
We afford your company the services necessary for your plan participants to make informed investment decisions. Such employee education allows for accommodation of regulation 404(c), reducing your organization’s liability for investment performance.
Our diverse backgrounds and areas of expertise will provide your company, at the lowest cost, the best administration, employee education and investment performance, while offering the best possible continuing service to your organization and your participants.
* As reported by Financial Planning Magazine, June 1996 to 2010, based on total revenue.
Thomas P. Freismuth, CLU, ChFC, AIF®
LPL Registered Representative
Securities & Advisory Services offered through LPL Financial, Member FINRA/SIPC
The LPL Financial Representatives associated with this site may discuss and/or transact securities business with residents of Arkansas, California, District of Columbia, Florida, Michigan, Missouri, North Carolina, Pennsylvania, and Virginia.
